Free Real Estate Articles by Damian Lanfranchi and Done-For-You Deals

(Continuing from Part 1 of 7-Simple Tips To Save $100’s Per Month Without Interrupting Your Lifestyle)

TIP #4: Start Packing That Lunch

Going out or getting take-out lunch is super convenient. It’s also super expensive!

Do you really need to eat out for lunch every day? Or do you just do it because it’s a habit and you don’t want to bother packing a lunch?

A packed lunch will not only save you some serious money, frankly it’s much healthier.

Depending on if you eat out or get take-out, you can easily save $20-40 per week by packing a lunch. That’s $80-$160 in savings a month!

TIP #5: Shop Your Insurance

Whether it’s home insurance, car insurance or health insurance the Internet has made it very simple to shop around and find the lowest available rates.

Especially if you’ve been with your provider for a while, undoubtedly with just a little legwork you can find some huge savings online.

And since some insurance can cost over $1,000 per year – even a small discount can save you $100’s!

Plus the very best part is – when you find a lower quote – most of the time you can give it to your current provider and they’ll lower your existing rates just to keep your business! $Ca-Ching$

TIP #6: Give Up The Nicotine

Okay, you’ve heard it a thousand times by now. You know all about the harmful affects.

Well, if you still haven’t quit smoking yet – maybe looking at it from financial angle will give you new motivation.

On average if you’re smoking 1-2 packs a day – that’s about 30-60 packs per month. Depending on your choice of cigarette and the price of tobacco at the moment – you’re looking at roughly over $200 a month!

Think of what you could do with that cash…

Go out to a nice dinner EVERY week!
Lease a brand new car!
Take a little romantic overnight trip EVERY SINGLE month!
The ideas are endless.

PLUS – many health insurance plans offer financial incentives to help you quit. AND most healthy insurance as well as life insurance companies also give you lower rates as a non-smoker!

The savings just don’t stop!

TIP #7: Get A Low-Rate Transfer, BUT…

Are you carrying a balance on your credit card?

Credit card interest is like a virus. It spreads rapidly and is almost impossible to contain.

Just about every credit card company will try to attract you as a new customer by offering a 0% no-interest balance transfer.

This is a great way to get your credit card debt under control.
There is a BIG BUT…

Here are the TWO catches…

First, you need to commit to a plan to pay off the transfer before you date when you’ll start getting charged interest on your transfer. Otherwise you’ll find yourself in the same situation you’re in now, or likely worse.

Second, you have to commit to NOT use your new credit card.
If not you’ll quickly created an even bigger financial problem!

*Alone any one of these tips might only make a modest difference in your family finances. But taken all together – you could save tons – realistically even over $1,000 per month!*

Related articles:

7-Simple Tips To Save $100’s Per Month Without Interrupting Your Lifestyle Part 1 of 2